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NOTICE OF MORTGAGE FORECLOSURE SALE THE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 3, 2014 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,000.00 MORTGAGOR(S): Elaine K. Tibbetts, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Liberty Home Equity Solutions, Inc. DATE AND PLACE OF FILING: Recorded on August 8, 2014 as Document Number A000541489 in the Office of the County Recorder of Beltrami County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Ocwen Loan Servicing, LLC by assignment recorded on September 1, 2017 as Document Number A000566481 in the Office of the County Recorder of Beltrami County, Minnesota; thereafter assigned to PHH Mortgage Corporation by assignment recorded on October 1, 2021 as Document Number A000602775 in the Office of the County Recorder of Beltrami County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot seven (7), block one (1), first addition to rolling meadows. STREET ADDRESS OF PROPERTY: 405 MERLE CT NE, Bemidji, MN 56601 COUNTY IN WHICH PROPERTY IS LOCATED: Beltrami County, Minnesota. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $135,218.48 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NAME OF MORTGAGE ORIGINATOR: Home Equity Solutions, Inc. RESIDENTIAL SERVICER: Celink TAX PARCEL IDENTIFICATION NUMBER: 03.01341.00 TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER: 1007992-0000066628-8 THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part. PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2021 at 12:00 PM. PLACE OF SALE: Beltrami County Sheriff’s Office, 613 Minnesota Avenue NW, Law Enforcement Center, Bemidji, MN 56601. to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is twelve (12) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on December 14, 2022. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None Dated: October 15, 2021 PHH MORTGAGE CORPORATION Mortgagee TROTT LAW, P.C. By: /s/ *N. Kibongni Fondungallah, Esq.* Samuel R. Coleman, Esq. Attorneys for Mortgagee 25 Dale Street North St. Paul, MN 55102 (651) 209-9760 (19-1122-FC02) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed to: DATE AND TIME OF SALE: February 08, 2022 at 10:00 AM PLACE OF SALE: Beltrami County Sheriff’s Office, 613 Minnesota Avenue NW, Law Enforcement Center, Bemidji, MN 56601. TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on February 8, 2023. Dated: December 16, 2021 PHH MORTGAGE CORPORATION Mortgagee TROTT LAW, P.C. By: /s/ *N. Kibongni Fondungallah, Esq.* Samuel R. Coleman, Esq. 25 Dale Street North St. Paul, MN 55102 (651) 209-9760 (19-1122-FC02) NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed to: DATE AND TIME OF SALE: March 22, 2022 at 10:00 AM PLACE OF SALE: Beltrami County Sheriff’s Office, 613 Minnesota Avenue NW, Law Enforcement Center, Bemidji, MN 56601. TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on March 22, 2023. Dated: February 10, 2022 PHH MORTGAGE CORPORATION Mortgagee TROTT LAW, P.C. By: /s/ N. Kibongni Fondungallah, Esq. Samuel R. Coleman, Esq. *Sung Woo Hong, Esq.* 25 Dale Street North St. Paul, MN 55102 (651) 209-9760 (19-1122-FC02) (Feb. 16, 2022) 32869