NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 15, 2018 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,282.00 MORTGAGOR(S): Erin M. Johnson, a single person MORTGAGEE: Security Bank USA DATE AND PLACE OF FILING: Recorded on June 18, 2018 as Document Number A000572906 in the Office of the County Recorder of Beltrami County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association by assignment recorded on June 21, 2018 as Document Number A000572998 in the Office of the County Recorder of Beltrami County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: The South 166 feet of the North 370 feet of the West 220 feet of the Northwest Quarter of the Northwest Quarter (NW 1/4 of NW 1/4), Section Fourteen (14), Township One Hundred Forty-six (146), Range Thirty-three (33), Beltrami County, Minnesota. STREET ADDRESS OF PROPERTY: 716 LAKE AVE NE, BEMIDJI, MN 56601 COUNTY IN WHICH PROPERTY IS LOCATED: Beltrami County, Minnesota. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $129,061.83 TRANSACTION AGENT: None NAME OF MORTGAGE ORIGINATOR: Security Bank USA RESIDENTIAL SERVICER: U.S. Bank National Association TAX PARCEL IDENTIFICATION NUMBER: 030014800 TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER: None THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part. PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2023 at 10:00 AM. PLACE OF SALE: Beltrami County Sheriff’s Office, 613 Minnesota Avenue NW, Law Enforcement Center, Bemidji, MN 56601. to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 10, 2023. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None Dated: November 07, 2022 U.S. BANK NATIONAL ASSOCIATION Mortgagee TROTT LAW, P.C. By: /s/ N. Kibongni Fondungallah, Esq. Samuel R. Coleman, Esq. *Sung Woo Hong, Esq.* Attorneys for Mortgagee 25 Dale Street North St. Paul, MN 55102 (651) 209-9760 (22-1148-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Nov. 16, 23, 30; Dec. 7, 14, 21, 2022) 121245