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-LEGAL ADVERTISEMENT- <br/>NOTICE OF MORTGAGE <br/>FORECLOSURE SALE <br/> <br/>NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: <br/>DATE OF MORTGAGE: November 05, 2016 <br/>ORIGINAL PRINCIPAL AM

Tuesday, January 29, 2019 - 10:28am

-LEGAL ADVERTISEMENT-
NOTICE OF MORTGAGE
FORECLOSURE SALE

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: November 05, 2016
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $275,594.00
MORTGAGOR(S): Dustin Rudd & Amber Rudd, Husband & Wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Embrace Home Loans, Inc., its successors and/or assigns
DATE AND PLACE OF RECORDING:
Recorded: November 30, 2016 Beltrami County Recorder
Document Number: A000560107
ASSIGNMENTS OF MORTGAGE:
And assigned to: Embrace Home Loans, Inc.
Dated: November 19, 2018
Recorded: November 26, 2018 Beltrami County Recorder
Document Number: A000576581
Transaction Agent: Mortgage Electronic Registration Systems, Inc.
Transaction Agent Mortgage Identification Number: 100049700012665929
Lender or Broker: Embrace Home Loans, Inc.
Residential Mortgage Servicer: RoundPoint Mortgage Servicing Corporation
Mortgage Originator: Not Applicable
COUNTY IN WHICH PROPERTY IS LOCATED: Beltrami
Property Address: 18334 Shorewood Ct NW, Bemidji, MN 56601-9179
Tax Parcel ID Number: 47.01118.00
LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-two (22), Block One (1), Lakeridge, Beltrami County, Minnesota
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $274,877.70
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 29, 2019 at 10:00 AM
PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, Civil Process Division, 613 Minnesota Ave NW, Bemidji, MN 56601
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
If the Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 29, 2019, or the next business day if July 29, 2019 falls on a Saturday, Sunday or legal holiday.
Mortgagor(s) released from financial obligation: NONE
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
DATED: December 14, 2018
ASSIGNEE OF MORTGAGEE: Embrace Home Loans, Inc.
Wilford, Geske & Cook P.A.
Attorneys for Assignee of Mortgagee
7616 Currell Blvd; Ste 200
Woodbury, MN 55125-2296
(651) 209-3300
File Number: 041020F01
6da:12/14,21,28,1/4,11,18