-LEGAL ADVERTISEMENT- NOTICE OF MORTGAGE FORECLOSURE SALE T...

-LEGAL ADVERTISEMENT- NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE:November 7, 2013 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $430,000.00 MORTGAGORS:Tami L. Knapp f/k/a Tami L. Petri and Gerald A. Knapp, wife and husband MORTGAGEE:Security Bank USA DATE AND PLACE OF REGISTERING:filed for record in the office of the Beltrami County Recorder on November 8, 2013, by document no. A000536171. The mortgage was subsequently modified by the following modifications: 1.Modification dated November 19, 2014 and filed for record in the office of the Beltrami County Recorder on December 2, 2014, as document no. A000544250; 2.Modification dated March 18, 2015 and filed for record May 7, 2015 in the office of the Beltrami County Recorder, as document no. A000547631; 3.Modification dated September 21, 2015 and filed for record October 20, 2015 in the office of the Beltrami County Recorder, as document no. A000551503; 4.Modification dated January 28, 2016 and filed for record March 4, 2016 in the office of the Beltrami County Recorder, as document no. A000554508; 5.Modification dated July 14, 2016 and filed for record September 7, 2016 in the office of the Beltrami County Recorder, as document no. A000558387; and 6.Modification dated March 10, 2017 and filed for record March 27, 2017 in the office of the Beltrami County Recorder, as document no. A000562962. LEGAL DESCRIPTION OF PROPERTY:Lot 9, Block 4, Mississippi Port COUNTY IN WHICH PROPERTY IS LOCATED:Beltrami County AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$440,386.83 INTEREST RATE AND PER DIEM:Current interest rate is 5.99%, with a daily per diem of $68.6121 FORECLOSURE DATA (Minn. Stat. §580.025) MORTGAGED PROPERTY STREET ADDRESS: 6374 Elliot Road NE Bemidji, MN 56601 MORTGAGE PROPERTY TAX PARCEL IDENTIFICATION NO. 14.00760.00 TRANSACTION AGENT:Security Bank USA TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NO.: N/A NAME OF RESIDENTIAL MORTGAGE SERVICER: Security Bank USA NAME OF LENDER OR BROKER:Security Bank USA MORTGAGE ORIGINATOR (IF ANY):Security Bank USA THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12,2019 at 10:00 a.m. PLACE OF SALE:Beltrami County Law Enforcement Center 613 Minnesota Avenue NW Bemidji, MN 56601 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney's fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagors, their personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY:If the real estate is an owner-occupied single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagors must vacate the property if the mortgage is not reinstated under section 580.30, or the property is not redeemed under section 580.23, is 11:59 p.m. on May 12, 2020, or the next business day if May 12, 2020, falls on a Saturday, Sunday, or legal holiday. Mortgagors released from financial obligation on mortgage: NONE. Dated: August 21, 2019.SECURITY BANK USA, Mortgagee /s/ Ryan K. Kieson Drahos Kieson & Christopher, P.A. Attorneys for Mortgagee Ryan K. Kieson, #0280471 502 - 24th Street NW Bemidji, MN 56601 (218) 444-1750 "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 6da:9/21,28,10/5,12,19,26