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-LEGAL ADVERTISEMENT- NOTICE OF MORTGAGE FORECLOSURE SALE DATE: May 28, 2014 THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDE BY LAW IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION WILL BE USED FOR THAT PURPOSE. YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage: INFORMATION REGARDING MORTGAGE TO BE FORECLOSED 1. Date of Mortgage: November 26, 2002 2. Mortgagor: Elaine K. Tibbetts 3. Mortgagees: The Minnesota Chippewa Tribe Finance Corporation (formerly known as The Minnesota Chippewa Tribal Housing Corporation) 4. Recording Information: Recorded on December 3, 2002 as Document Number 423803 in the Office of the County Recorder of Beltrami County, Minnesota 5. Assignments of Mortgage, if any: None INFORMATION REGARDING MORTGAGED PREMISES 6. Tax parcel identification numbers of the mortgaged premises: 03-01341-00 7. Legal description of the mortgaged premises: Lot 7, Block 1, First Addition to Rolling Meadows No part of the described real property is Registered (Torrens). 8. The physical street address, city, and zip code of the mortgaged premises: 405 Merle Court, Bemidji, MN 56601 other foreclosure data 9. The person holding the Mortgage: is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. 10. The name of the residential mortgage servicer or the lender or broker, as defined in Minn. Stat. 58.02, is The Minnesota Chippewa Tribe Finance Corporation 11. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is Not Stated. INFORMATION REGARDING Foreclosure 12. The requisites of Minn. Stat. 580.02 have been satisfied. 13. The original principal amount secured by the Mortgage was $76,800.00 14. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $57,753.06 15. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Cass County, Minnesota, at public auction on August 12, 2014 at 10:00 a.m., at the Beltrami County Sheriffs Office, 613 Minnesota Ave. NW, Bemidji, MN 56601. 16. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is six months after the date of sale. 17. Minn. Stat. 580.04(b) provides, “If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23.” If this statute applies, the time to vacate the property is 11:59 p.m. on: February 12, 2015. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGORS PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Name of Mortgagee or Mortgage Assignee: The Minnesota Chippewa Tribe Finance Corporation /s/ Name and address of Attorney for Mortgagee or Mortgage Assignee: Larry A. Kimball, #159608 Kimball Law Office PO Box 1240 Walker, MN 56484 218-547-3787 6 da; 6/4, 11, 18, 25, 7/2, 9