Riding a tide of federal red ink | Bemidji Pioneer
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Riding a tide of federal red ink

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It's no secret what the average American family does when income drops: It spends less and saves more. In fact, we've seen just that during these past two recessionary years. The personal saving rate, barely 1 percent of income in the first quarter of 2008, reached 5 percent last year and remains above 3 percent.

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