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First National Bank of Bemidji is almost as old as the city itself. Pioneer Photo/Monte Draper

First National Bank draws on past, looks to future

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The fledgling city of Bemidji was one year old in 1897 when Andrew Warfield started the Bank of Bemidji with the first five customers depositing a total of $910 in checking accounts.


Two years later, F.P. Sheldon chartered it nationally as First National Bank.

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