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-LEGAL ADVERTISEMENT- NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 04, 2014 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,326.00 MORTGAGOR(S): Kristin L Rittenour, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Stearns Lending, LLC, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: September 08, 2014 Beltrami County Recorder Document Number: A000564237 ASSIGNMENTS OF MORTGAGE: And assigned to: STEARNS LENDING, LLC Dated: April 28, 2017 Recorded: May 31, 2017 Beltrami County Recorder Document Number: A000574246 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100183300003158889 Lender or Broker: Stearns Lending, LLC Residential Mortgage Servicer: LoanCare Servicing Center, Inc. Mortgage Originator: Not Applicable Property Address: 1809 Buchanan Ave SW, Bemidji, MN 56601-6369 Tax Parcel ID Number: 15.01105.00 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block One (1), Mayer Estates AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $172,615.03 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 23, 2018 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, Civil Process Division, 613 Minnesota Ave NW, Bemidji, MN 56601 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 23, 2019, or the next business day if April 23, 2019 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 06, 2018 ASSIGNEE OF MORTGAGEE: STEARNS LENDING, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 7616 Currell Blvd Ste 200 Woodbury, MN 55125-2296 (651) 209-3300 File Number: 040119F01 6 da; 9/6,13,20,27,10/4,11

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